CalSavers was designed to get more people saving for retirement—but not necessarily to make life easier for you, the employer.

If you’ve already enrolled or are considering your options, here’s what you’re probably noticing:

• ❌ You can’t contribute to employee accounts, even if you want to

• ❌ There are no tax advantages for your business

• ❌ It’s clunky and hard to manage

• ❌ Employees are auto-enrolled into Roth IRAs they may not understand

• ❌ Support is… what support?

It’s not the worst plan ever—but it’s also not built for businesses that want to offer a real benefit or grow with their team.

What You Can Do Instead

🧾 Real Results: From CalSavers to a Real Plan

Last year, I helped a company switch out of CalSavers and set up a 401(k).
115 employees enrolled. $750,000 saved in the first year.

Same people. Same company. Just a better plan.

👉 Imagine what that kind of plan could do for your team.

You don’t need to jump into some expensive and overly complex 401(k) plan. There are smarter, simpler options that:

✅ Keep you 100% compliant with California’s retirement mandate
✅ Let you offer real benefits—like matching contributions, pre-tax savings, and Roth options
✅ Scale as your company grows
✅ Actually give you some control and insight into what’s happening

I help small business owners set up easy-to-run plans that actually work—for them and their employees.

Who I Work With

• California companies tired of a state-run plan

• Owners who want tax advantages and a better employee benefit

• HR folks trying to clean up a CalSavers mess

• Anyone who just got the state notice and wants to do it right the first time

Want to Talk Through Your Options?

Whether you’re mid-rollout or just got the compliance letter, I can help you sort through what’s real, what’s required, and what’s worth doing.

No hard sell. Just clarity.

CalSavers FAQ

Reddit Small Business Thread about CalSavers